A free digital wallet for the unbanked and underbanked — for the foreign visitor, the township merchant, the event-goer, the caddie, the car guard, the waiter. One financial address for people who have never had one.
Township merchants handle thousands of rand in cash every day. It is a target. Robberies, petty theft and till manipulation cost small businesses their livelihoods.
Millions of South Africans cannot open a bank account. No ID. No proof of address. No credit history. The formal economy locks them out.
Tourists carry foreign currency, pay exchange fees, lose value at every transaction, and cannot tip electronically at restaurants, golf courses or petrol stations.
Long queues. Lost cash. Theft at the gate. No data on spend. Event organisers have no cashless solution that works at community level.
Caddies, waiters, petrol attendants and car guards do jobs that earn tips — but if you have no cash, they go untipped. There is no easy way to tip electronically.
Millions of young South Africans are unemployed. They have phones, energy and community connections — but no platform to turn those assets into income.
E Pay is not a payment service provider. It is a digital wallet — a single financial address that any South African can hold on their phone, free, from today. Everything below lives inside that one wallet.
No bank account required. No credit check. No minimum balance. No monthly fees. Register with a phone number and email. Your E Pay wallet is your financial address.
Wallet-to-wallet transfers happen in real time. Free. Send money to family across South Africa instantly at zero cost.
Keep funds safe. No risk of cash theft. PIN-protected. Access via phone, wristband or wallet code.
All major prepaid services — electricity tokens, airtime, data bundles — purchased directly from the wallet.
Load cash at agent locations nationwide. Withdraw at participating merchants.
Foreign visitors load their home currency at a competitive rate on arrival. Spend everywhere E Pay is accepted. No more exchange queues, no more carrying cash, no lost notes at the end of the trip.
Every caddie, waiter, petrol attendant and car guard gets a personal E Pay QR card. Scan to tip. The tip hits their wallet instantly. No cash needed. No bank account needed.
Run your entire event on E Pay. Gate access, wristband loading, bar tabs, merchandise — all cashless. Tap-and-go transactions take seconds, not minutes. Shorter queues mean faster throughput — you serve more customers per hour and increase revenue.
E Pay's own purpose-built payment terminal — designed for wallet transactions, fast and reliable. Available to rent for any event. For larger events where E Pay supplies the WiFi network, terminals are free. One package: terminals, connectivity and payments. Nothing for the organiser to arrange.
Spaza shops, hair salons, food vendors, market traders — accept E Pay and eliminate cash theft overnight. Payments settle to your E Pay wallet in real time. Need to pay a supplier not on E Pay? Request an EFT payout to your bank account anytime.
Pay with your phone via the E Pay app, tap your E Pay wristband at any reader, or share your E Pay wallet code if you have neither with you. One account. Three ways in.
Buy prepaid airtime, electricity tokens, data bundles and ZapNet WiFi time directly from your E Pay wallet. All major networks. All prepaid services. One wallet, everything paid. No cash. No bank account.
No matric required. No startup capital. No office. All you need is a phone, a positive attitude, and people who trust you. E Pay's agent network turns community connections into income.
Sign up as an E Pay agent at no cost. You get your own referral code and agent dashboard from day one.
Refer friends, family, spaza shop owners, taxi rank regulars — anyone with a phone. Every person you register is under your network.
Every time someone in your network buys airtime, sends money, pays at a merchant or buys WiFi — you earn a commission. Multi-level. Automated.
Register other agents under you. When they grow their networks, you earn on their activity too. This is how you build passive income from community.
Register in under two minutes. No bank account. No credit check. No monthly fees. Just a phone number and email. Your financial address, starting today.
Register Now — It's Free →Already have a wallet? Sign in here